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No cash?
No worries.

There’s a better way to tip and pay. With Qbono, you can pay and tip by scanning a QR code – plain and simple.

Pay and get paid

With your digital wallet you can easily make and receive payments – whether at storefronts, among friends or strangers. 

Transform the way you tip

No more digging for cash to tip. Now there’s a smarter way to tip – by simply scanning a QR code. 

Create IOUs

Don’t have cash on hand or in your digital wallet? No problem! Simply create an IOU™ and pay later.

Track your finances

We’re taking the guessing work out of your finances. You can easily check your balances, expenses and income at a glance. 

A wallet where everybody wins.

Whether you are an individual or a business – you stand to benefit with Qbono.

Our mission is to act as a social connector, bringing people together by making payments between them easier. We aim to put an end to the cash-conundrum experienced our society today. Connect, pay, rate.

In our fast-paced society, you can’t afford to let cash hold you back.

We all know the feeling: you’re late for a meeting or to pick the kids up from school. You’re rushing out the car park, scrambling in your car for a coin to give the car guard. You come up empty-handed (and so does the car guard) and despite your best efforts, leave feeling guilty.

Well, we say: “not anymore”

introducing:

The smart way to pay and receive money

A mobile wallet designed for everyone

There is no better way to tip and make quick payments. Qbono offers a wide range of features to assist you in making better payments – starting today.

Snap to receive and pay

Easily pay friends (or strangers) by simply scanning their unique QR code. You can even your contacts and see who’s already using Qbono.

Many Ways to Top Up

Account running low? You can top up your account via  EFT, Instant EFT, Debit/Credit card, Snapscan, Zapper, Masterpass, Vodapay, FNB, Nedbank, Absa or Standard Bank. You can also use Qbono itself by doing a wallet-to-wallet transfer. 

Add your Near & Dear

Add friends and family to your beneficiaries and quickly top up their wallets too, whether you owe them or just want to show you love them.

Withdraw Anytime

There are no limits as to when you can withdraw cash. With the ability to withdraw at multiple ATMs and retailers, your options are great. You need it, you withdraw it.

One Wallet, many Cards

Multiple card functionality allows you to top-up any of your linked cards from one digital wallet.

Stay on top of your funds

Never wonder where you spent what. By checking your detailed transaction records you can easily budget and see your spending habits.

Snap to receive and pay

Easily pay friends (or strangers) by simply scanning their unique QR code. You can even your contacts and see who’s already using Qbono.

Many Ways to Top Up

Account running low? You can top up your account via  EFT, Instant EFT, Debit/Credit card, Snapscan, Zapper, Masterpass or Qbono itself doing a wallet-to-wallet transfer. 

Add your Near & Dear

Add friends and family to your beneficiaries and quickly top up their wallets too, whether you owe them or just want to show you love them.

Withdraw Anytime

There are no limits as to when you can withdraw cash. With the ability to withdraw at multiple ATMs and retailers, your options are great. You need it, you withdraw it.

One Wallet, many Cards

Multiple card functionality allows you to top-up any of your linked cards from one digital wallet.

Stay on top of your funds

Never wonder where you spent what. By checking your detailed transaction records you can easily budget and see your spending habits.

Making a payment

With Qbono there are three ways you can send money to another individual:

Make an Instant Wallet Transfer

Make a Tip

Make an IOU

Method One

Make an Instant Wallet Transfer

$

Select a Recipient

Easily pay friends (or anyone) by simply scanning their unique QR code. You can even your contacts and see who’s already using Qbono.

$

Choose an amount

Select the amount you want to pay them (now or later).

$

Send!

And voila! You’ve paid someone. Who knew it could be this easy?

Method Two

Make a Tip

$

Scan and Go

Easily pay friends (or anyone) by simply scanning their unique QR code.
$

Rate, Rate, Rate!

You rate and get rated. By rating you get some awesome perks – the higher your rating, the more you get! From shopping vouchers to airtime bundles – we reward you for being a good person.
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Keep your anonymity

When tipping you have the option to remain anonymous – keeping your identity secret to the tippee.

Method Three

Make an IOU

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No funds? No worries.

Even when you’re running low on funds or you’re offline, you don’t need to leave anyone hanging. Create an IOU™ and settle the payment when you’re topped up again.

$

Two (or more birds) with one stone

Bulk settle IOUs™ with just a few clicks.
$

Customise IOUs later

Customise IOU amounts at a later time – when it’s convenient for you.

Designed for Seamless Payments

We believe that sending and receiving money should be as seamless as possible. That’s why you can send funds to another Qbono wallet through any of the methods below, but remember: paying through the Qbono app is the easiest and cheapest way to send money instantly. 

Receiving a payment

There is no better way to receive payments quickly and efficiently. Qbono offers a wide range of features to help you get paid – starting today.

Great Ratings = Great Rewards

As a service provider get some awesome perks from your rating – the higher your rating, the more you get! From shopping vouchers to airtime bundles – we reward you for being a good person.

Build a Reputation & CV

Your rating does more than just earn you perks. It acts as a ‘digital CV’ where potential tippers can see exactly how good your service is and give you the tip you deserve.

Cashless tips = security for your savings

Without the need to carry cash on you, your money is safer and so are you.